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OpenChannel s SaaS offerings provide options for implementing online banking and bill payment functionality across multiple channels, including mobile devices Utilizing web services, financial institutions can customize presentations to meet the needs of their customers and differentiate online capabilities Fully hosted by CheckFree or used as part of hybrid model integrated into existing environments, this solution supports value-based routing/payment preference and cross sell/upsell services CheckFree s OpenChannel provides a range of options for implementing online banking and bill payment functionality across multiple channels Utilizing industry-standard web services, financial institutions can customize the presentation of online banking and bill payment functionality to meet the unique needs of their customers and differentiate their online capabilities USAA, a Fortune 200 diversified financial services company, leveraged CheckFree s OpenChannel strategy and the CheckFree Builder suite of open web services components to customize its online banking and bill payment user experience and streamline navigation to better serve its 6 million members USAA s global membership relies extensively on usaacom, so we place a premium on making our services as accessible and easy to use as possible through the online channel, said Jeff Dennes, executive director, USAA CheckFree OpenChannel gives us the control and flexibility we need to enhance the user experience, improve integration across the site, and deliver a full range of online and mobile banking functionality to our members CheckFree s deployment options enable financial institutions to integrate online banking, electronic billing, and payment, and selected value-added services into an end-to-end solution that can either be fully hosted by CheckFree or used as individual components as part of a hybrid model that they can integrate into their existing environments Leveraging the same web services that push electronic banking and bill payment functionality to a financial institution s online channel, CheckFree can also enable access to these services across multiple channels, including mobile devices, ATMs, kiosk, teller stations, and contact centers The online channel is a growing priority for financial institutions as they seek to optimize customer loyalty, retention and profitability, said Alex Hart, executive vice president and general manager, CheckFree Electronic Banking Services CheckFree OpenChannel brings together the industry s best online banking and bill payment capabilities with an extremely flexible approach to integrating, implementing and managing world class financial management solutions across a diverse range of devices, channels and platforms.

Coupling and decoupling is just as important in MMICs as in discrete amplifier circuit design As shown in Fig 395, two CC s are utilized at both the input and output of the MMIC to block DC from reaching any other devices which would disrupt the biasing of the next stage, or just be shorted to ground while coupling RF with no voltage drop The capacitors are typically chosen to supply 1 ohm or less Xc at the lowest frequency to be passed, while the highest frequency should not be close to the capacitor s parallel resonant frequency In fact, for narrow frequency use, the capacitor s own series-resonant frequency is sometimes chosen to be the same as the amplifier s signal frequency, thus allowing lower value capacitors to be selected for microwave coupling, while also minimizing undesired lower frequencies from passing to the next stage Any RF allowed to enter the bias power supply can cause various circuit instabilities throughout a system To decouple, or stop, AC from entering the supply (while permitting DC an unimpeded flow) we can use the RFC and the CB of Fig 395 Normally more than one value of CB will be selected, as shown, so that a wide band of frequencies will be blocked (shunted to ground), while also filtering any power supply ripple or electromagnetic interference (EMI) from entering the MMIC stage itself As stated, it is quite important that decoupling and coupling capacitors not be near their parallel-resonant mode, or they will act as a high impedance to RF instead of as an RF short, while the decoupling inductors should not be

wwwnccsdccdcccaus/resource/qtvr/indexhtml Techie explanation of creating QuickTime virtual reality 360-degree panoramas

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